Privacy Policy
PRIVACY NOTICE
| FACTS | WHAT DOES IPN B, LLC dba Paybotic Financial DO WITH YOUR PERSONAL INFORMATION? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’personal information; the reasons IPN B, LLC dba Paybotic Financial chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does IPN B, LLC share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes— to offer our products and services to you |
Yes | Yes |
| For joint marketing with other financial companies | Yes | Yes |
| For our affiliates’ everyday business purposes— information about your transactions and experiences |
Yes | No |
| For our affiliates’ everyday business purposes— | Yes | Yes |
| For our affiliates to market to you | Yes | Yes |
| For nonaffiliates to market to you | Yes | Yes |
| To limit our sharing |
Please note: |
| Questions? | Call 844-442-0420 or go to https://payboticfinancial.com/ – or, support@payboticfinancial.com |
| Who we are | ||
|---|---|---|
| Who is providing this notice? | IPN B, LLC dba Paybotic Financial | |
| What we do | ||
|---|---|---|
| How does protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Your information is only made available when it is needed to provide services and products |
|
| How does collect my personal information? | We collect your personal information, for example, when you
When we need to conduct fraud or identity verification and investigation |
|
| Why can’t I limit all sharing? | Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. |
|
| What happens when I limit sharing for an account I hold jointly with someone else? | Your choice will apply to everyone on your account | |
| Definitions | ||
|---|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
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| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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| Other important information | ||
|---|---|---|
Last modified: November 3, 2022
MOBILE APP PRIVACY POLICY
IPN B, LLC, a Florida limited liability company doing business as Paybotic Financial (“Paybotic”, “us”, “our”, or “we”) respect your privacy and are committed to protecting it through our compliance with this policy. This policy describes:
- The types of information we may collect or that you may provide when you download, install, access or use the Paybotic Financial Application (the “App”).,
- Our practices for collecting, using, maintaining, protecting and disclosing that information.
This policy applies only to information we collect in the App and in email, text, and other electronic communications set through this App.
This policy DOES NOT apply to information that:
- We collect offline or on any other Paybotic apps or websites, including websites you may access through this App.
- You provide to or is collected by any third party.
Paybotic’s websites and apps and these third parties may have their own privacy policies, which we encourage you to read before providing information on or through them.
Please read this policy carefully to understand Paybotic’s policies and practices regarding your information and how we will treat it. If you do not agree with Paybotic’s policies and practices, do not download, register with or use this App. By downloading, registering with or using this App, you agree to this privacy policy. This policy may change from time-to-time. Your continued use of this App after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates.
Children under the Age of 13
The App is not intended for children under 13 years of age, and we do not knowingly collect personal information from children under 13. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 13, please contact us at info@payboticfinancial.com.
Information we collect and how we collect it
We collect information from and about users of our App:
- Directly from you when you provide it to us.
- Automatically when you use the App.
INFORMATION YOU PROVIDE TO US.
When you download, register with or use this App, we may ask you provide information:
- By which you may be personally identified, such as first name, last name, date of birth, postal address, email address, telephone number, and social security number (“personal information”).
- This information includes:
- Information that you provide by filling in forms in the App. This includes information provided at the time of registering to use the App, subscribing to Paybotic’s service, posting material and/or requesting further services. We may also ask you for information when you enter a contest or promotion sponsored by Paybotic, and when you report a problem with the App.
- Records and copies of your correspondence (including email addresses and phone numbers), if you contact us.
- Your responses to surveys that we might ask you to complete for research purposes.
- Details of transactions you carry out through the App and of the fulfillment thereof. You may be required to provide financial information before submitting transactions through the App.
- Your search queries on the App.
- Types of information the user provides.
AUTOMATIC INFORMATION COLLECTION AND TRACKING
When you download, access and use the App, it may use technology to automatically collect:
- Usage Details. When you access and use the App, we may automatically collect certain details of your access to and use of the App, including but not limited to traffic data, geo-location data, logs, and other communication data and the resources that you access and use on or through the App.
- Device Information. We may collect information about your mobile device and internet connection, including the device’s unique device identifier, IP Address, operating system, browser type, mobile network information and the device’s telephone number.
- Stored Information and Files. The App also may access metadata and other information associated with other files stored on your device. This may include, for example, photographs, audio and video clips, personal contacts and address book information.
- Location Information. This App collects real-time information about the location of your device. This will be done through Geo-fencing related to searching for participating merchants in your area.
How we use your information
We use information that we collect about you or that you provide to Paybotic, including any personal information, to:
- Provide you with the App and its contents, and any other information, products or services that you request from Paybotic.
- Fulfill any other purpose for which you provide it.
- Give you notices about your account, including expiration and renewal notices.
- Carry out Paybotic’s obligations and enforce Paybotic’s rights arising from any contracts entered into between you and Paybotic, including for billing and collection.
- Notify you when App updates are available, and of changes to any products or services we offer or provide though it.
The usage information we collect helps Paybotic to improve the App and to deliver a better and more personalized experience by enabling us to:
- Estimate our audience size and usage patterns.
- Store information about your preferences, allowing us to customize our App according to your individual interests.
- Speed up your searches.
- Recognize you when you use the App.
We may use the information we collect to display advertisements to our advertisers’ target audiences. Even though we do not disclose your personal information for these purposes without your consent, if you click on or otherwise interact with an advertisement, the advertiser may assume that you meet its target criteria.
Disclosure of your information
We may disclose aggregated information about our users and information that does not identify any individual or device, without restriction.
In addition, we may disclose personal information that we collect or you provide:
- To our subsidiaries and affiliates.
- To contractors, service providers and other third parties we use to support our business and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them.
- To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution or other sale or transfer of some or all of Paybotic’s assets, whether as a going concern or as part of bankruptcy, liquidation or similar proceeding, in which personal information held by Paybotic about our App users is among the assets transferred.
- For any other purpose disclosed by us when you provide the information.
- With your consent.
- To comply with any court order, law or legal process, including to respond to any government or regulatory request.
- To enforce our rights arising from any contracts entered into between you and us, including the App EULA.
- If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of Paybotic, our customers or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.
Your choices about our collection, use and disclosure of your information
We strive to provide you with choices regarding the personal information you provide to us. This section describes mechanisms we provide for you to control certain uses and disclosures of over your information.
- Tracking Technologies. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. You can choose whether or not to allow the App to collect information through other tracking technologies by opting out. If you disable or refuse cookies or block the use of other tracking technologies, some parts of the App may then be inaccessible or not function properly.
- Location Information. You can choose whether or not to allow the App to collect and use real-time information about your device’s location through the device’s privacy settings. If you block the use of location information some parts of the App may then be inaccessible or not function properly.
- Promotion by the Paybotic. If you do not want us to use your contact information to promote our own or third parties’ products or services, you can opt-out by e-mail. You can also always opt-out by logging into the App and adjusting your user preferences in your account profile by checking or unchecking the relevant boxes or by sending us an email stating your request to optout@payboticfinancial.com.
- Targeted Advertising by the Paybotic. If you do not want us to use information that we collect or that you provide to us to deliver advertisements according to our advertisers’ target-audience preferences, you can opt-out by e-mail. You can also always adjust your user advertising preferences in your account profile by checking or unchecking the relevant boxes or by sending us an email stating your request to optout@payboticfinancial.com.
- Disclosure of Your Information for Third-Party Advertising and Marketing. If you do not want us to share your personal information with unaffiliated or non-agent third parties for advertising and marketing purposes, you can opt-out by e-mail. You can also always opt-out by logging into the App and adjusting your user preferences in your account profile by checking or unchecking the relevant boxes or by sending us an email stating your request to optout@payboticfinancial.com. We do not control third parties’ collection or use of your information to serve interest-based advertising. However, these third parties may provide you with ways to choose not to have your information collected or used in this way. You can opt out of receiving targeted ads from members of the Network Advertising Initiative (“NAI”) on the NAI’s website.
Accessing and correcting your personal information
You can review and change your personal information by logging into the App and visiting your account profile page.
You may also send us an email at support@payboticfinancial.com to request access to, correct or delete any personal information that you have provided to us. We cannot delete your personal information except by also deleting your user account. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.
Your california privacy rights
California Civil Code Section 1798.83 permits users of our App that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to support@payboticfinancial.com.
Data security
We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration and disclosure. All information you provide to us is stored on our secure servers behind firewalls. Any payment transactions will be encrypted.
The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our App, you are responsible for keeping this password confidential. We ask you not to share your password with anyone. We urge you to be careful about giving out information in public areas of the App like message boards. The information you share in public areas may be viewed by any user of the App.
Unfortunately, the transmission of information via the internet and mobile platforms is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted through our App. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures we provide.
Changes to our privacy policy
We may update our privacy policy from time-to-time. If we make material changes to how we treat our users’ personal information, we will post the new privacy policy on this page with a notice that the privacy policy has been updated and notify you email to the primary email address specified in your account.
The date the privacy policy was last revised is identified at the top of the page. You are responsible for ensuring we have an up-to-date active and deliverable email address for you and for periodically visiting this privacy policy to check for any changes.
Contact Information
To ask questions or comment about this privacy policy and our privacy practices, contact us at:
1800 South Australian Avenue, Suite 400
West Palm Beach, FL 33409
Or via our toll-free number: 844-442-0420