Cannabis Banking & Payment Solutions for Florida Dispensaries

Florida’s booming medical cannabis market presents major opportunities—but also serious financial challenges. Dispensaries must navigate strict state regulations, high cash volumes, and a lack of banking support due to federal restrictions. At Paybotic Financial, we deliver secure, cannabis-compliant banking and payment solutions that help Florida operators reduce risk, improve efficiency, and prepare for growth as adult-use legalization approaches.

Why Florida Cannabis Operators Need Banking + Payments

· Traditional banks often refuse cannabis businesses due to federal laws

· Managing cash is costly, risky, and unscalable

· The Florida Office of Medical Marijuana Use (OMMU) enforces strict compliance and recordkeeping

· Today’s consumers expect quick, easy, and cashless payment options

Serving operators in: Miami · Orlando · Tampa · Jacksonville · Fort Lauderdale · West Palm Beach · Sarasota · Gainesville · Tallahassee · St. Petersburg

Cannabis Payment Solutions in Florida

Pay by Bank (ACH)

· Accept bank-to-bank payments from customers—no cards or apps required

· Fast, compliant, and fully digital transactions

· Lower processing fees and fully auditable transactions

Corporate Debit Cards

· Manage cardholders online with spending controls

· Simplify expense reporting and reconciliation

· Use wherever debit cards are accepted

Cashless Checkout Options

· Enable seamless, contactless in-store and online payments

· Maintain full transaction transparency

· Integrated identity verification to support compliance

Cannabis Banking Services in Florida

*FDIC-Insured Business Accounts

· Access cannabis-compliant checking through our trusted banking partners

· Secure deposits, transfers, and wires

· Eliminate high-risk workarounds and stay audit-ready

Cash Logistics & Management

· Armored cash pickup and transport

· Real-time tracking and vaulting

· Reduce in-store cash risks and manual handling

ACH Payroll & Vendor Payments

· Electronically pay employees and vendors via ACH or direct deposit

· Eliminate paper check dependency

· Maintain clean, auditable financial records

Stay Compliant and Future-Proof Your Operations

At Paybotic Financial, we partner with cannabis-friendly financial institutions that align with Florida OMMU and federal FinCEN guidance. Our platform is built to simplify compliance, streamline financial operations, and scale with your business—so you can focus on growth with full peace of mind.